Terms & Conditions

Effective Date: November 3, 2025

Welcome to Hozana Wealth Legacy, LLC’s website (“Site”). By accessing or using this Site, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these Terms, please discontinue use of the Site immediately.

1. Independent Entity

Hozana Wealth Legacy, LLC (“Hozana Wealth Legacy,” “we,” “our,” or “us”) operates as an independent organization providing educational, coaching, and consulting services related to financial literacy, wealth-building, and business development.

While Hozana Wealth Legacy may collaborate with American Classic Agency (ACA) and other affiliates or third-party partners for specific services or resources, we are not owned by, controlled by, or a subsidiary of American Classic Agency or any other company.
All third-party entities maintain their own policies, licensing, and compliance responsibilities.

2. Use of Site

You may use this Site for lawful and informational purposes only.
You agree not to:

Use the Site in any manner that could damage, disable, overburden, or impair its functionality;

Interfere with another user’s access or use of the Site; or

Engage in any unauthorized or unlawful activities while using this Site.

Hozana Wealth Legacy reserves the right to restrict access or terminate usage for violations of these Terms.

3. Intellectual Property

All content, trademarks, service marks, graphics, logos, text, and other materials displayed on this Site are the intellectual property of Hozana Wealth Legacy, LLC, unless otherwise noted.
Any content, branding, or materials associated with American Classic Agency or other third-party partners remain the sole property of their respective owners and are used under applicable permissions or collaborations.

You may not copy, reproduce, modify, distribute, or display any content from this Site without prior written consent from Hozana Wealth Legacy, LLC or the rightful owner.

4. Third-Party Partnerships and Affiliations

Hozana Wealth Legacy may reference, promote, or provide access to services, tools, or products offered by American Classic Agency and other third-party organizations.

Please note:

These third-party services are governed by their own terms and conditions.

Hozana Wealth Legacy does not control, endorse, or assume responsibility for third-party websites, information, or practices.

Any transactions or relationships you enter into with third-party entities are done at your own discretion and risk.

5. User Content

If you submit, post, or share any content (including feedback, testimonials, or comments) through this Site, you grant Hozana Wealth Legacy a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display such content in connection with our services and marketing materials.

You represent that any submitted content is your own and does not infringe upon the rights of any third party.

6. Disclaimer

The information provided on this Site is made available “as is” and for educational and informational purposes only.
Hozana Wealth Legacy makes no warranties or representations, express or implied, regarding the accuracy, completeness, or reliability of any content.
We disclaim all liability for any errors, omissions, or outcomes resulting from the use or misuse of any information provided herein.

Any references to American Classic Agency or other affiliates are provided for educational and partnership disclosure purposes only and should not be interpreted as an official endorsement or certification of all services offered.

7. Limitation of Liability

To the fullest extent permitted by law, Hozana Wealth Legacy, LLC, its affiliates, partners, officers, employees, and representatives shall not be held liable for any direct, indirect, incidental, or consequential damages arising out of:

The use or inability to use the Site or its contents;

Any actions taken based on information obtained from this Site; or

Any third-party products, services, or partnerships linked to or referenced herein.

Your sole remedy for dissatisfaction with the Site or its content is to discontinue use.

8. Links to Third-Party Sites

This Site may include links to websites or resources operated by American Classic Agency and other third parties.
These links are provided for convenience and educational purposes only. Hozana Wealth Legacy does not control or endorse such sites and is not responsible for their content, privacy policies, or practices.

9. Governing Law

These Terms and any disputes arising under them shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions.

10. Changes to Terms

Hozana Wealth Legacy reserves the right to update, modify, or revise these Terms and Conditions at any time.
Your continued use of the Site after such modifications constitutes your acknowledgment and agreement to the revised Terms.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact:
Hozana Wealth Legacy, LLC
Email: [email protected]
Website: https://hozanawealthlegacy.com/