Disclaimers

Effective Date: November 3, 2025

1. General Disclaimer

The information, tools, products, and services provided by Hozana Wealth Legacy, LLC (“Hozana Wealth Legacy,” “we,” “our,” or “us”) are intended for educational and informational purposes only. All content shared through our website, social media, marketing materials, consultations, and coaching sessions should not be considered financial, legal, tax, or investment advice.

Clients and visitors are encouraged to seek the advice of licensed professionals before making any financial, insurance, or investment decisions.

2. Partnership with American Classic Agency

Hozana Wealth Legacy, LLC operates as an independent entity and is an authorized partner and affiliate of American Classic Agency (ACA).
American Classic Agency is a third-party organization that provides insurance and financial products and services.

While Hozana Wealth Legacy collaborates with ACA to provide clients access to licensed financial professionals, insurance products, and educational resources, the following apply:

All insurance, annuity, and investment products offered through ACA are regulated by the respective issuing companies, not Hozana Wealth Legacy.

Hozana Wealth Legacy does not represent itself as a licensed insurance carrier or investment firm.

Any transactions, contracts, or agreements entered into through ACA are subject to ACA’s own terms, conditions, and compliance requirements.

Hozana Wealth Legacy assumes no liability or responsibility for products, performance, or results arising from third-party services offered by American Classic Agency.

3. Financial Education & Coaching Services

Hozana Wealth Legacy provides financial literacy education, business coaching, and wealth-building guidance to empower clients with tools, strategies, and confidence to make informed decisions.
However:

Coaching sessions and educational programs are not a substitute for personalized advice from a certified financial planner, CPA, or attorney.

Results will vary based on each individual’s effort, understanding, and financial situation.

4. Accuracy of Information

While every effort is made to ensure that all information shared is accurate, up-to-date, and reliable, Hozana Wealth Legacy makes no warranties—express or implied—regarding the completeness, reliability, or accuracy of any content.
We reserve the right to modify, update, or remove any materials, policies, or services at any time without prior notice.

5. Limitation of Liability

Hozana Wealth Legacy, LLC and its affiliates, partners, employees, or representatives shall not be held liable for:

Any loss, injury, claim, or damage resulting from the use or misuse of information provided.

Any decisions made by clients based on the guidance or materials received.

Any third-party services, errors, or omissions beyond our control.
All use of our services is at the client’s own discretion and risk.

6. Third-Party Links and Resources

Our website, marketing materials, or programs may include references or links to third-party sites, resources, or services (including but not limited to American Classic Agency). These links are provided for educational and convenience purposes only.
Hozana Wealth Legacy is not responsible for the content, policies, or performance of any external sites or entities.

7. No Guarantee of Results

Any client success stories, testimonials, or examples shared by Hozana Wealth Legacy are individual experiences and do not guarantee similar or identical outcomes. Financial and business success depends on personal circumstances, discipline, market conditions, and effort beyond our control.

8. Contact Information

For questions or concerns regarding this Disclaimer Policy, please contact:
Hozana Wealth Legacy, LLC
Email: [email protected]
Website: https://hozanawealthlegacy.com/